{"id":3076,"date":"2025-07-28T17:15:54","date_gmt":"2025-07-28T09:15:54","guid":{"rendered":"https:\/\/www.hongkongservice.hk\/?page_id=3076"},"modified":"2026-02-18T17:00:31","modified_gmt":"2026-02-18T09:00:31","slug":"manulife-whole-in-one-prime-3-wiop3-life-protection-insurance-plan","status":"publish","type":"page","link":"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/insurance-products-review\/manulife-whole-in-one-prime-3-wiop3-life-protection-insurance-plan\/","title":{"rendered":"\u5b8f\u5229\u76c8\u4f20\u521b\u5bcc\u4fdd\u969c\u8ba1\u52123\u5bff\u9669 (WIOP3)"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-2312 size-large\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/05\/\u9999\u6e2f\u4fdd\u96aa3-1024x683.jpg\" alt=\"\u9999\u6e2f\u4fdd\u96aa\" width=\"1024\" height=\"683\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/05\/\u9999\u6e2f\u4fdd\u96aa3-1024x683.jpg 1024w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/05\/\u9999\u6e2f\u4fdd\u96aa3-300x200.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/05\/\u9999\u6e2f\u4fdd\u96aa3-768x512.jpg 768w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/05\/\u9999\u6e2f\u4fdd\u96aa3-1536x1024.jpg 1536w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/05\/\u9999\u6e2f\u4fdd\u96aa3-2048x1365.jpg 2048w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/05\/\u9999\u6e2f\u4fdd\u96aa3-18x12.webp 18w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/05\/\u9999\u6e2f\u4fdd\u96aa3-1170x780.jpg 1170w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h1>\u9999\u6e2f\u65b0\u578b\u4eba\u5bff\u4fdd\u9669\uff1a\u76c8\u4f20\u521b\u5bcc\u4fdd\u969c\u8ba1\u52123\u7684\u4f18\u52bf\u89e3\u6790 (WIOP3)<\/h1>\n<h2>\u9ad8\u6760\u6746\u4fdd\u969c\u4e0e\u8d22\u5bcc\u589e\u503c\u7684\u5b8c\u7f8e\u7ed3\u5408<\/h2>\n<p class=\"ds-markdown-paragraph\">\u9999\u6e2f\u65b0\u578b\u50a8\u84c4\u4eba\u5bff\u4fdd\u9669\u300c\u76c8\u4f20\u521b\u5bcc\u4fdd\u969c\u8ba1\u52123\u300d\u7531\u5b8f\u5229\u4fdd\u9669\u63a8\u51fa\uff0c\u662f\u4e00\u6b3e\u517c\u5177\u9ad8\u6760\u6746\u4eba\u5bff\u4fdd\u969c\u4e0e\u8d22\u5bcc\u589e\u503c\u6f5c\u529b\u7684\u5206\u7ea2\u5bff\u9669\u4ea7\u54c1\u3002\u8fd9\u6b3e\u4ea7\u54c1\u7279\u522b\u9002\u5408\u8ffd\u6c42\u957f\u671f\u8d22\u5bcc\u589e\u957f\u540c\u65f6\u9700\u8981\u7a33\u5065\u4fdd\u969c\u7684\u9999\u6e2f\u4eba\u58eb\u3002<\/p>\n<h3>\u4ea7\u54c1\u6838\u5fc3\u4f18\u52bf\uff1a<\/h3>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>\u7ec8\u8eab\u4fdd\u969c\u4e0e\u8d22\u5bcc\u589e\u957f<\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">\u63d0\u4f9b\u7ec8\u8eab\u4eba\u5bff\u4fdd\u969c\uff0c\u65e0\u9700\u62c5\u5fc3\u4fdd\u969c\u671f\u6ee1\u95ee\u9898<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u7ed3\u5408\u4fdd\u8bc1\u73b0\u91d1\u4ef7\u503c\u4e0e\u975e\u4fdd\u8bc1\u7ec8\u671f\u7ea2\u5229\uff0c\u5b9e\u73b0\u8d22\u5bcc\u957f\u671f\u589e\u503c<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>\u9ec4\u91d1\u5468\u5e74\u65e5\u53cc\u91cd\u4fdd\u969c\u673a\u5236<\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">\u9ec4\u91d1\u5468\u5e74\u65e5\uff0865\u5c81\u6216\u7b2c15\u4fdd\u5355\u5468\u5e74\u65e5\uff09\u524d\uff1a\u8eab\u6545\u8d54\u507f\u4e3a\u540d\u4e49\u91d1\u989d100% + \u7ec8\u671f\u7ea2\u5229<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u9ec4\u91d1\u5468\u5e74\u65e5\u540e\uff1a\u8eab\u6545\u8d54\u507f\u53d6\u6700\u9ad8\u503c\uff08\u4fdd\u8bc1\u73b0\u91d1\u4ef7\u503c\/\u5df2\u7f34\u4fdd\u8d39\u603b\u548c\/\u540d\u4e49\u91d1\u989d\u6307\u5b9a\u767e\u5206\u6bd4\uff09<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>\u7075\u6d3b\u6d41\u52a8\u6027\u9009\u62e9<\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">\u7b2c15\u4fdd\u5355\u5468\u5e74\u65e5\u8d77\u53ef\u9501\u5b9a\u9ad8\u8fbe50%\u7ec8\u671f\u7ea2\u5229\uff0c\u968f\u65f6\u63d0\u53d6\u73b0\u91d1<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u63d0\u4f9b\u4fdd\u5355\u8d37\u6b3e\u529f\u80fd\uff0c\u6700\u9ad8\u53ef\u8d37\u4fdd\u5355\u4ef7\u503c90%<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h2>\u9999\u6e2f\u4fdd\u5355\u9006\u6309\u8ba1\u5212\u5408\u8d44\u683c\u4ea7\u54c1<\/h2>\n<p class=\"ds-markdown-paragraph\">\u76c8\u4f20\u521b\u5bcc\u4fdd\u969c\u8ba1\u52123\u662f\u9999\u6e2f\u300c\u4fdd\u5355\u9006\u6309\u8ba1\u5212\u300d\u5408\u8d44\u683c\u5bff\u9669\u8ba1\u5212\uff0c\u4e3a\u9000\u4f11\u4eba\u58eb\u63d0\u4f9b\u989d\u5916\u8d22\u52a1\u7075\u6d3b\u6027\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">\u53ef\u5c06\u4fdd\u5355\u4ef7\u503c\u8f6c\u5316\u4e3a\u7a33\u5b9a\u73b0\u91d1\u6d41\uff0c\u8865\u5145\u9000\u4f11\u6536\u5165<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u4fdd\u7559\u4eba\u5bff\u4fdd\u969c\u529f\u80fd\uff0c\u8eab\u6545\u8d54\u507f\u5c06\u4f18\u5148\u507f\u8fd8\u8d37\u6b3e\u4f59\u989d<\/p>\n<\/li>\n<\/ul>\n<h2>\u72ec\u7279\u5065\u5eb7\u4fdd\u969c\u529f\u80fd<\/h2>\n<p class=\"ds-markdown-paragraph\">\u8fd9\u6b3e\u9999\u6e2f\u65b0\u578b\u4eba\u5bff\u4fdd\u9669\u7279\u522b\u52a0\u5165\u300c\u8eab\u5fc3\u5b88\u62a4\u9884\u652f\u4fdd\u969c\u300d\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">\u786e\u8bca\u764c\u75c7\u3001\u4e2d\u98ce\u7b4910\u79cd\u6307\u5b9a\u75be\u75c5\u53ef\u9501\u5b9a\u6700\u9ad8100%\u7ec8\u671f\u7ea2\u5229<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u63d0\u4f9b\u7d27\u6025\u8d44\u91d1\u652f\u63f4\uff0c\u51cf\u8f7b\u533b\u7597\u8d22\u52a1\u538b\u529b<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u4fdd\u969c\u6db5\u76d6\u690d\u7269\u4eba\u72b6\u6001\u3001\u5b8c\u5168\u53ca\u6c38\u4e45\u4f24\u6b8b\u7b49\u4e25\u91cd\u60c5\u51b5<\/p>\n<\/li>\n<\/ul>\n<h2>\u8d22\u5bcc\u4f20\u627f\u89e3\u51b3\u65b9\u6848<\/h2>\n<p class=\"ds-markdown-paragraph\">\u4ea7\u54c1\u63d0\u4f9b\u591a\u79cd\u8d22\u5bcc\u4f20\u627f\u9009\u9879\uff1a<\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>\u8eab\u6545\u8d54\u507f\u652f\u4ed8\u7075\u6d3b\u6027<\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">\u53ef\u9009\u62e9\u4e00\u6b21\u6027\u652f\u4ed8\u6216\u5206\u671f\u652f\u4ed8<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u652f\u6301\u6309\u56fa\u5b9a\u91d1\u989d\u6216\u9010\u5e74\u9012\u589e\u767e\u5206\u6bd4\u652f\u4ed8<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>\u4fdd\u5355\u627f\u7ee7\u4eba\u5b89\u6392<\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">\u53ef\u6307\u5b9a\u4fdd\u5355\u627f\u7ee7\u4eba\uff0c\u5b9e\u73b0\u65e0\u7f1d\u8d22\u5bcc\u8f6c\u79fb<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u63d0\u4f9b\u4fdd\u5355\u6682\u6258\u9009\u9879\uff0c\u7279\u522b\u9002\u5408\u672a\u6210\u5e74\u7ee7\u627f\u4eba<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>\u5b89\u6795\u65e0\u5fe7\u670d\u52a1<\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">\u9884\u8bbe\u4fdd\u5355\u7ba1\u7406\u6307\u793a\uff0c\u5e94\u5bf9\u4e27\u5931\u884c\u4e3a\u80fd\u529b\u60c5\u51b5<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u53ef\u5b89\u6392\u4fdd\u5355\u8f6c\u79fb\u6216\u4e00\u6b21\u6027\u63d0\u53d6<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h2>\u9999\u6e2f\u65b0\u578b\u50a8\u84c4\u4eba\u5bff\u4fdd\u9669\u7684\u6295\u8d44\u7b56\u7565<\/h2>\n<p class=\"ds-markdown-paragraph\">\u5b8f\u5229\u91c7\u7528\u7a33\u5065\u6295\u8d44\u7b56\u7565\u652f\u6301\u4ea7\u54c1\u5206\u7ea2\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">50-65%\u6295\u8d44\u4e8e\u503a\u5238\u53ca\u56fa\u5b9a\u6536\u76ca\u8d44\u4ea7<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">35-50%\u914d\u7f6e\u589e\u957f\u8d44\u4ea7\uff08\u80a1\u7968\u3001\u623f\u5730\u4ea7\u7b49\uff09<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u4e3b\u8981\u6295\u8d44\u4e8e\u9999\u6e2f\u3001\u7f8e\u56fd\u53ca\u4e9a\u6d32\u5e02\u573a<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u8fd0\u7528\u8d27\u5e01\u5bf9\u51b2\u964d\u4f4e\u6c47\u7387\u98ce\u9669<\/p>\n<\/li>\n<\/ul>\n<h2>\u9002\u5408\u4eba\u7fa4\u4e0e\u6295\u4fdd\u5efa\u8bae<\/h2>\n<p class=\"ds-markdown-paragraph\">\u8fd9\u6b3e\u9999\u6e2f\u65b0\u578b\u4eba\u5bff\u4fdd\u9669\u7279\u522b\u9002\u5408\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">\u5e0c\u671b\u5efa\u7acb\u957f\u671f\u8d22\u5bcc\u57fa\u7840\u7684\u4e13\u4e1a\u4eba\u58eb<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u5bfb\u6c42\u4fdd\u969c\u4e0e\u50a8\u84c4\u5e73\u8861\u7684\u5bb6\u5ead\u652f\u67f1<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u8ba1\u5212\u9000\u4f11\u540e\u6709\u7a33\u5b9a\u73b0\u91d1\u6d41\u7684\u4eba\u58eb<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u91cd\u89c6\u8d22\u5bcc\u4f20\u627f\u7684\u9ad8\u51c0\u503c\u4eba\u58eb<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<p class=\"ds-markdown-paragraph\"><strong>\u6295\u4fdd\u5c0f\u8d34\u58eb<\/strong>\uff1a<\/p>\n<ul>\n<li>\u63d0\u4f9b\u6574\u4ed8\u30015\u5e74\u621610\u5e74\u7f34\u8d39\u671f\u9009\u62e9<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u975e\u5438\u70df\u8005\u53ef\u4eab\u66f4\u4f18\u60e0\u4fdd\u8d39\u7387<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\">\u76c8\u4f20\u521b\u5bcc\u4fdd\u969c\u8ba1\u52123\u7ed3\u5408\u4e86\u9999\u6e2f\u4eba\u5bff\u4fdd\u9669\u5e02\u573a\u7684\u6700\u65b0\u53d1\u5c55\u8d8b\u52bf\uff0c\u63d0\u4f9b\u4fdd\u969c\u3001\u50a8\u84c4\u4e0e\u8d22\u5bcc\u4f20\u627f\u7684\u5168\u9762\u89e3\u51b3\u65b9\u6848\uff0c\u662f\u73b0\u4ee3\u5bb6\u5ead\u8d22\u52a1\u89c4\u5212\u7684\u7406\u60f3\u9009\u62e9\u3002<\/p>\n<hr \/>\n<p class=\"ds-markdown-paragraph\"><strong>\ud83d\udd0d \u7acb\u5373\u884c\u52a8\uff0c\u83b7\u53d6\u4e2a\u6027\u5316\u8ba1\u5212\u4e66\uff0c\u4e3a\u4e2a\u4eba\/\u5bb6\u5ead\u5e26\u6765\u524d\u6240\u672a\u6709\u7684\u4fdd\u969c\uff01<\/strong><\/p>\n<h5><strong>\u5b8f\u5229\u76c8\u4f20\u521b\u5bcc\u4fdd\u969c\u8ba1\u52123 (Manulife WIOP3):<\/strong><\/h5>\n<p>\ud83d\udc49\u00a0<strong>\u4e0b\u8f7d\u4ea7\u54c1\u4ecb\u7ecd<\/strong>\uff1a<a href=\"https:\/\/www.manulife.com.hk\/content\/dam\/insurance\/hk\/zh-hk\/documents\/products\/life\/whole-in-one-prime-3.pdf\">\u7e41\u4f53\u4e2d\u6587<\/a> | <a href=\"https:\/\/www.manulife.com.hk\/content\/dam\/insurance\/hk\/zh-cn\/documents\/products\/life\/whole-in-one-prime-3.pdf\">\u7b80\u4f53\u4e2d\u6587<\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><a href=\"https:\/\/www.hongkongservice.hk\/sc\/disclaimer\/\">\u514d\u8d23\u58f0\u660e<\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3><a href=\"https:\/\/www.hongkongservice.hk\/sc\/contact-us\/\">\u7acb\u5373\u8054\u7cfb\u6211\u4eec\uff0c\u4eab\u7528\u300c\u6700\u65b0\u5b8f\u5229\u63a8\u5e7f\u4f18\u60e0\u300d\uff01<\/a><\/h3>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">WhatsApp<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/wa.me\/85252316204?text=%E6%82%A8%E5%A5%BD%EF%BC%8C%E9%A6%99%E6%B8%AF%E5%84%AA%E8%B3%AA%E6%9C%8D%E5%8B%99%E6%8C%87%E5%8D%97\" target=\"_self\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357WhatsApp\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357WhatsApp\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp.webp 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a><figcaption class=\"vc_figure-caption\">WhatsApp: +852 52316204<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">\u5fae\u4fe1<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357\u5fae\u4fe1\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357\u5fae\u4fe1\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1.jpg 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/div><figcaption class=\"vc_figure-caption\">\u5fae\u4fe1: hk-guide<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">QQ<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"http:\/\/wpa.qq.com\/msgrd?v=3&#038;uin=3995431573&#038;site=qq&#038;menu=yes\" target=\"_self\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357QQ\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357QQ\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq.jpg 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a><figcaption class=\"vc_figure-caption\">QQ: 3995431573<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>\u5206\u4eab\u672c\u6587:<\/strong><br \/>\n<div class=\"sharethis-inline-share-buttons\" ><\/div>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>#\u9999\u6e2f\u4fdd\u9669 #\u6e2f\u9669 #Hong-Kong-Insurance #\u9999\u6e2f\u4f20\u627f\u4fdd\u9669 #\u9999\u6e2f\u4fe1\u6258\u4fdd\u9669 #\u9999\u6e2f\u4f20\u627f\u4eba\u5bff\u4fdd\u9669 #\u9999\u6e2f\u4fe1\u6258\u4eba\u5bff\u4fdd\u9669 #\u9999\u6e2f\u4f20\u627f\u5bff\u9669 #\u9999\u6e2f\u4fe1\u6258\u5bff\u9669 #\u9999\u6e2f\u50a8\u84c4\u4eba\u5bff\u4fdd\u9669 #\u9999\u6e2f\u50a8\u84c4\u5bff\u9669 #\u9999\u6e2f\u5206\u7ea2\u50a8\u84c4\u4eba\u5bff\u4fdd\u9669 #\u9999\u6e2f\u5206\u7ea2\u50a8\u84c4\u5bff\u9669 #\u4e2a\u4eba\u9057\u4ea7\u7b56\u5212 #\u4e2a\u4eba\u9057\u4ea7\u89c4\u5212 #\u4e2a\u4eba\u9057\u4ea7\u4f20\u627f #\u5bb6\u65cf\u9057\u4ea7\u7b56\u5212 #\u5bb6\u65cf\u9057\u4ea7\u89c4\u5212 #\u5bb6\u65cf\u9057\u4ea7\u7d2f\u79ef #\u5bb6\u65cf\u9057\u4ea7\u4f20\u627f #\u5bb6\u65cf\u8d22\u5bcc\u7b56\u5212 #\u5bb6\u65cf\u8d22\u5bcc\u89c4\u5212 #\u5bb6\u65cf\u8d22\u5bcc\u7d2f\u79ef #\u5bb6\u65cf\u8d22\u5bcc\u4f20\u627f #\u9ad8\u606f\u50a8\u84c4\u4eba\u5bff\u4fdd\u9669 #\u9ad8\u606f\u50a8\u84c4\u5bff\u9669 #\u9999\u6e2f\u50a8\u84c4\u5bff\u9669\u5929\u82b1\u677f #\u907f\u514d\u4e89\u4ea7 #\u516c\u5e73\u9057\u4ea7\u5206\u914d #\u5408\u6cd5\u9057\u4ea7\u5206\u914d #\u5408\u6cd5\u9057\u4ea7\u6258\u7ba1 #\u5408\u6cd5\u8d22\u5bcc\u5206\u914d #\u5408\u6cd5\u8d22\u5bcc\u6258\u7ba1 #\u8f6c\u6362\u627f\u7ee7\u4eba #\u53ef\u8f6c\u627f\u7ee7\u4eba #\u53ef\u6362\u627f\u7ee7\u4eba #\u4f20\u627f\u89c4\u5212 #\u4eba\u5bff\u4fdd\u969c #\u8d44\u4ea7\u914d\u7f6e #\u9999\u6e2f\u5b8f\u5229\u4fdd\u9669 #\u5b8f\u5229\u76c8\u4f20\u521b\u5bcc\u4fdd\u969c\u8ba1\u52123 #Manulife #WIOP3 #Whole-In-One-Prime-3 #\u9999\u6e2f\u4f18\u8d28\u670d\u52a1\u6307\u5357 #Hong-Kong-Good-Service-Guide #HKGSG<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"\u9999\u6e2f\u65b0\u578b\u4eba\u58fd\u4fdd\u96aa\uff1a\u76c8\u50b3\u5275\u5bcc\u4fdd\u969c\u8a08\u52833\u7684\u512a\u52e2\u89e3\u6790 (WIOP3) \u9ad8\u69d3\u687f\u4fdd\u969c\u8207\u8ca1\u5bcc\u589e\u503c\u7684\u5b8c\u7f8e\u7d50\u5408 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