{"id":3009,"date":"2025-07-17T10:34:16","date_gmt":"2025-07-17T02:34:16","guid":{"rendered":"https:\/\/www.hongkongservice.hk\/?page_id=3009"},"modified":"2025-12-17T12:29:14","modified_gmt":"2025-12-17T04:29:14","slug":"useful-information","status":"publish","type":"page","link":"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/useful-information\/","title":{"rendered":"\u6709\u7528\u8d44\u8baf"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-2809 size-large\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u806f\u7e6b\u6211\u50112-1024x683.jpg\" alt=\"\u4fdd\u969c\u9700\u6c42\u5206\u6790\" width=\"1024\" height=\"683\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u806f\u7e6b\u6211\u50112-1024x683.jpg 1024w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u806f\u7e6b\u6211\u50112-300x200.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u806f\u7e6b\u6211\u50112-768x512.jpg 768w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u806f\u7e6b\u6211\u50112-1536x1024.jpg 1536w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u806f\u7e6b\u6211\u50112-2048x1365.jpg 2048w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u806f\u7e6b\u6211\u50112-18x12.jpg 18w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u806f\u7e6b\u6211\u50112-1170x780.jpg 1170w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h1 class=\"ds-markdown-paragraph\"><strong>\u6709\u7528\u8d44\u8baf:<\/strong><\/h1>\n<h3 class=\"ds-markdown-paragraph\"><strong>\u2728\u4fdd\u96aa\u77e5\u8b58<\/strong><\/h3>\n<ul>\n<li><a href=\"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/critical-illness-protector\/\"><b>\u65b0\u4e00\u4ee3\u65e0\u5fe7\u5371\u75be\u4fdd\u969c<\/b><\/a><\/li>\n<li><a href=\"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/hong-kong-hi-end-medical-insurance\/\"><b>\u9999\u6e2f\u65b0\u9ad8\u7aef\u533b\u7597\u4fdd\u9669<\/b><\/a><\/li>\n<li><a href=\"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/pass-on-wealth\/\"><strong>\u7701\u5fc3\u8d22\u5bcc\u4f20\u627f\u65b0\u65b9\u6cd5<\/strong><\/a><\/li>\n<\/ul>\n<h3 class=\"ds-markdown-paragraph\"><strong>\u2728\u91d1\u878d\u77e5\u8b58<\/strong><\/h3>\n<ul>\n<li><a href=\"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/economic-fluctuations-countermeasures\/\"><b>\u7ecf\u6d4e\u6ce2\u52a8\u7684\u6709\u5229\u5bf9\u7b56<\/b><\/a><\/li>\n<li><a href=\"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/useful-information\/irr-annualized-return-roi-roe\/\"><b>IRR vs \u5e74\u5316\u5831\u916c\u7387 vs ROI vs ROE<\/b><\/a><\/li>\n<\/ul>\n<h3 class=\"ds-markdown-paragraph\"><strong>\u2728\u9000\u4f11\/\u5b89\u8001\u7b56\u5212<\/strong><\/h3>\n<ul>\n<li><strong><a href=\"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/useful-information\/%e6%af%8f%e6%97%a9%e5%8d%81%e5%b9%b4%e6%ba%96%e5%82%99%ef%bc%8c%e9%80%80%e4%bc%91%e6%88%90%e6%9c%ac%e6%b8%9b%e5%8d%8a\/\">\u6bcf\u65e9\u5341\u5e74\u51c6\u5907\uff0c\u9000\u4f11\u6210\u672c\u51cf\u534a<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/useful-information\/old-age-allowance-old-age-living-allowance\/\">\u9999\u6e2f\u300c\u9ad8\u9f84\u6d25\u8d34\u300d\u4e0e\u300c\u957f\u8005\u751f\u6d3b\u6d25\u8d34\u300d<\/a><\/strong><\/li>\n<\/ul>\n<p><strong>\u5982\u9601\u4e0b\u6709\u5176\u4ed6\u9700\u6c42\uff0c\u6b22\u8fce<a href=\"https:\/\/www.hongkongservice.hk\/sc\/contact-us\/\">\u8054\u7cfb\u6211\u4eec<\/a>\u3002<\/strong><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><a href=\"https:\/\/www.hongkongservice.hk\/sc\/disclaimer\/\">\u514d\u8d23\u58f0\u660e<\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3><a href=\"https:\/\/www.hongkongservice.hk\/sc\/contact-us\/\">\u514d\u8d39\u54a8\u8be2\u6211\u4eec\u7684\u4e13\u4e1a\u987e\u95ee\uff0c\u4e3a\u60a8\u7b56\u200b\u200b\u5212\u6700\u5408\u9002\u65b9\u6848\uff01<\/a><\/h3>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">WhatsApp<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/wa.me\/85252316204?text=%E6%82%A8%E5%A5%BD%EF%BC%8C%E9%A6%99%E6%B8%AF%E5%84%AA%E8%B3%AA%E6%9C%8D%E5%8B%99%E6%8C%87%E5%8D%97\" target=\"_self\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357WhatsApp\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357WhatsApp\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp.webp 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a><figcaption class=\"vc_figure-caption\">WhatsApp: +852 52316204<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">\u5fae\u4fe1<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357\u5fae\u4fe1\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357\u5fae\u4fe1\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1.jpg 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/div><figcaption class=\"vc_figure-caption\">\u5fae\u4fe1: hk-guide<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">QQ<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"http:\/\/wpa.qq.com\/msgrd?v=3&#038;uin=3995431573&#038;site=qq&#038;menu=yes\" target=\"_self\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357QQ\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357QQ\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq.jpg 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a><figcaption class=\"vc_figure-caption\">QQ: 3995431573<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>\u5206\u4eab\u672c\u6587:<\/strong><br \/>\n<div class=\"sharethis-inline-share-buttons\" ><\/div>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>#\u9999\u6e2f\u4fdd\u9669 #\u6e2f\u9669 #Hong-Kong-Insurance-Review #\u9999\u6e2f\u4fdd\u9669\u4ea7\u54c1\u5206\u6790 #\u6e2f\u9669\u4ea7\u54c1\u5206\u6790 #\u9999\u6e2f\u4f18\u8d28\u670d\u52a1\u6307\u5357 #Hong-Kong-Good-Service-Guide #HKGSG<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"\u6709\u7528\u8cc7\u8a0a: \u2728\u4fdd\u96aa\u77e5\u8b58 \u65b0\u4e00\u4ee3\u7121\u6182\u5371\u75be\u4fdd\u969c \u9999\u6e2f\u65b0\u9ad8\u7aef\u91ab\u7642\u4fdd\u96aa \u7701\u5fc3\u8ca1\u5bcc\u50b3\u627f\u65b0\u65b9\u6cd5 \u2728\u91d1\u878d\u77e5\u8b58 \u7d93\u6fdf\u6ce2\u52d5\u7684\u6709\u5229\u5c0d\u7b56 IRR vs \u5e74\u5316\u5831\u916c\u7387 vs ROI vs ROE \u2728\u9000\u4f11\/\u5b89\u8001\u7b56\u5283 \u6bcf\u65e9\u5341\u5e74\u6e96\u5099\uff0c\u9000\u4f11\u6210\u672c\u6e1b\u534a \u9999\u6e2f\u300c\u9ad8\u9f61\u6d25\u8cbc\u300d\u8207\u300c\u9577\u8005\u751f\u6d3b\u6d25\u8cbc\u300d \u5982\u95a3\u4e0b\u6709\u5176\u4ed6\u9700\u6c42\uff0c\u6b61\u8fce\u806f\u7e6b\u6211\u5011\u3002 \u514d\u8cac\u8072\u660e \u514d\u8cbb\u54a8\u8a62\u6211\u5011\u7684\u5c08\u696d\u9867\u554f\uff0c\u70ba\u60a8\u7b56\u5283\u6700\u5408\u9069\u65b9\u6848\uff01 WhatsApp WhatsApp: +852 52316204 \u5fae\u4fe1 \u5fae\u4fe1: hk-guide QQ QQ: 3995431573 \u5206\u4eab\u672c\u6587: #\u9999\u6e2f\u4fdd\u96aa #\u6e2f\u96aa #Hong-Kong-Insurance-Review #\u9999\u6e2f\u4fdd\u96aa\u7522\u54c1\u5206\u6790 #\u6e2f\u96aa\u7522\u54c1\u5206\u6790 #\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357 #Hong-Kong-Good-Service-Guide #HKGSG","protected":false},"author":1,"featured_media":0,"parent":539,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3009","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.3.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u6709\u7528\u8cc7\u8a0a - \u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357 | Hong Kong Good Service Guide<\/title>\n<meta name=\"description\" content=\"\u63d0\u4f9b\u5404\u985e\u751f\u6d3b\u6240\u9700\u6709\u7528\u8cc7\u8a0a...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/useful-information\/\" \/>\n<meta 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