{"id":2973,"date":"2025-07-10T17:12:32","date_gmt":"2025-07-10T09:12:32","guid":{"rendered":"https:\/\/www.hongkongservice.hk\/?page_id=2973"},"modified":"2026-02-03T19:04:54","modified_gmt":"2026-02-03T11:04:54","slug":"retirement-protection","status":"publish","type":"page","link":"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/need-and-demand-analysis\/retirement-protection\/","title":{"rendered":"\u9000\u4f11\u4fdd\u969c (Retirement Protection)"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-2859 size-large\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-1024x683.jpg\" alt=\"\u9999\u6e2f\u5b8f\u5229\u6b72\u7a05\u6a02\u4eab\u5ef6\u671f\u5e74\u91d1 (ManuLeisure)\" width=\"1024\" height=\"683\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-1024x683.jpg 1024w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-300x200.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-768x512.jpg 768w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-1536x1024.jpg 1536w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-2048x1365.jpg 2048w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-18x12.jpg 18w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-1170x780.jpg 1170w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h1><strong>\u5168\u9762\u9000\u4f11\u4fdd\u969c\u653b\u7565\uff1a<\/strong><\/h1>\n<h2><strong>\u5982\u4f55\u900f\u8fc7\u5206\u7ea2\u4fdd\u9669\u3001\u5e74\u91d1\u53ca\u81ea\u613f\u533b\u4fdd\u8865\u8db3MPF\u8d44\u91d1\u4e0d\u8db3\uff0c\u6253\u9020\u5b89\u7a33\u665a\u5e74<\/strong><\/h2>\n<h2><strong>\u4e3a\u4f55\u5fc5\u987b\u91cd\u89c6\u9000\u4f11\u51c6\u5907\uff1f\u5ffd\u89c6\u7684\u98ce\u9669\u6709\u591a\u5927\uff1f<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph translation-block\">\u9999\u6e2f\u4eba\u5e73\u5747\u5bff\u547d\u5168\u7403\u9886\u5148\uff0c\u4f46\u9000\u4f11\u50a8\u5907\u5374\u672a\u5fc5\u8db3\u591f\u3002\u5355\u9760\u00a0<strong>MPF\u5f3a\u79ef\u91d1<\/strong> \u548c <strong>\u94f6\u884c\u5b58\u6b3e<\/strong>\uff0c\u53ef\u80fd\u9762\u4e34\u4ee5\u4e0b\u98ce\u9669\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u901a\u80c0\u4fb5\u8680\u8d2d\u4e70\u529b<\/strong>\uff1aMPF\u5f3a\u79ef\u91d1\u6210\u6570\u6709\u9650\uff0c\u56de\u62a5\u4e5f\u672a\u5fc5\u8dd1\u8d62\u901a\u80c0\uff0c\u9000\u4f11\u540e\u751f\u6d3b\u53ef\u80fd\u8d28\u7d20\u4e25\u91cd\u4e0b\u964d\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u957f\u5bff\u98ce\u9669<\/strong>\uff1a\u6d3b\u5f97\u592a\u4e45\u4f46\u50a8\u5907\u4e0d\u8db3\uff0c\u665a\u5e74\u53ef\u80fd\u9677\u5165\u7ecf\u6d4e\u56f0\u5883\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u533b\u7597\u5f00\u652f\u66b4\u6da8<\/strong>\uff1a\u5e74\u8001\u65f6\u533b\u7597\u9700\u6c42\u589e\u52a0\uff0c\u82e5\u65e0\u5145\u8db3\u4fdd\u969c\uff0c\u53ef\u80fd\u8017\u5c3d\u79ef\u84c4\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u9000\u4f11\u540e\u6536\u5165\u4e2d\u65ad<\/strong>\uff1a\u7f3a\u4e4f\u7a33\u5b9a\u73b0\u91d1\u6d41\uff0c\u96be\u4ee5\u5e94\u4ed8\u65e5\u5e38\u5f00\u652f\u3002<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u63d0\u65e9\u89c4\u5212\u9000\u4f11<\/strong>\uff0c\u7ed3\u5408\u00a0<strong>\u9999\u6e2f\u5206\u7ea2\u50a8\u84c4\u4fdd\u9669<\/strong>\u3001<strong>\u9999\u6e2f\u5e74\u91d1\u8ba1\u5212<\/strong>\u00a0\u53ca\u00a0<strong>\u9999\u6e2f\u81ea\u613f\u533b\u4fdd\uff08VHIS\uff09<\/strong>\uff0c\u53ef\u6709\u6548\u5f25\u8865MPF\u5f3a\u79ef\u91d1\u53ca\u4e2a\u4eba\u50a8\u84c4\u4e0d\u8db3\uff0c\u786e\u4fdd <strong>\u5b89\u4eab\u665a\u5e74<\/strong>\u00a0\u65e0\u5fe7\u3002<\/p>\n<hr \/>\n<h2><strong>\u4e09\u5927\u9000\u4f11\u4fdd\u969c\u8ba1\u5212\u7279\u8272\u53ca\u4f5c\u7528<\/strong><\/h2>\n<h3><strong>1. \u9999\u6e2f\u5206\u7ea2\u50a8\u84c4\u4fdd\u9669<\/strong><\/h3>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u7279\u8272<\/strong>\uff1a\u63d0\u4f9b\u957f\u7ebf\u50a8\u84c4\u53ca\u6f5c\u5728\u53ef\u89c2\u5206\u7ea2\uff0c\u8d44\u91d1\u7075\u6d3b\u53ef\u7528\u4f5c\u9000\u4f11\u6216\u5e94\u6025\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>\u4f5c\u7528<\/strong>\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">\u7a33\u5065\u4f46\u6bd4\u94f6\u884c\u5b58\u6b3e\u66f4\u9ad8\u56de\u62a5\u7387 (\u53ef\u8fbe4-6.5%\u5e74\u5229\u7387)\uff0c\u7d2f\u79ef\u4e00\u7b14\u53ef\u89c2\u9000\u4f11\u50a8\u5907\uff0c\u8865\u8db3MPF\u5f3a\u79ef\u91d1\u4e0e\u94f6\u884c\u5b58\u6b3e\u7d2f\u79ef\u6709\u9650\u7f3a\u53e3\uff0c\u81ea\u5236\u957f\u7cae\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">\u90e8\u5206\u8ba1\u5212\u63d0\u4f9b\u8eab\u6545\u4fdd\u969c\uff0c\u517c\u987e\u5bb6\u5ead\u8d22\u52a1\u5b89\u5168\u3002<\/p>\n<\/li>\n<li>\u5982\u679c\u6700\u540e\u4ecd\u6709\u76c8\u4f59\uff0c\u53ef\u5c06\u8d22\u5bcc\u4f20\u627f\u4eb2\u4eba\u5ef6\u7eed\u7231\u610f\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3 class=\"translation-block\"><strong>2. \u9999\u6e2f\u5e74\u91d1\u8ba1\u5212<\/strong>\uff08\u53ef\u6263\u7a0e\uff0c\u4eab\u7a0e\u52a1\u4f18\u60e0\uff09<\/h3>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u7279\u8272<\/strong>\uff1a\u4e00\u6b21\u6027\u6216\u5206\u671f\u7f34\u4ed8\u4fdd\u8d39\uff0c\u9000\u4f11\u540e\u6bcf\u6708\u7a33\u5b9a\u6d3e\u53d1\u5e74\u91d1\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>\u4f5c\u7528<\/strong>\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\">\u521b\u9020\u00a0<strong>\u957f\u671f\u7a33\u5b9a\u73b0\u91d1\u6d41<\/strong>\uff0c\u5bf9\u6297\u957f\u5bff\u98ce\u9669\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u5408\u8d44\u683c\u5ef6\u671f\u5e74\u91d1\uff08QDAP\uff09<\/strong>\u00a0\u4f9b\u6b3e\u53ef\u6263\u7a0e\uff0c\u6bcf\u5e74\u6700\u9ad8\u00a0<strong>$60,000<\/strong>\u00a0\u514d\u7a0e\u989d\u3002<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3 class=\"translation-block\"><strong>3. \u9999\u6e2f\u81ea\u613f\u533b\u4fdd\uff08VHIS\uff09<\/strong>\uff08\u53ef\u6263\u7a0e\uff0c\u4eab\u7a0e\u52a1\u4f18\u60e0\uff09<\/h3>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u7279\u8272<\/strong>\uff1a\u653f\u5e9c\u8ba4\u53ef\u7684\u533b\u7597\u4fdd\u9669\uff0c\u6db5\u76d6\u4f4f\u9662\u53ca\u624b\u672f\u8d39\u7528\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>\u4f5c\u7528<\/strong>\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">\u51cf\u8f7b\u9ad8\u6602\u533b\u7597\u8d1f\u62c5\uff0c\u907f\u514d\u8017\u5c3d\u79ef\u84c4\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u4fdd\u8d39\u53ef\u6263\u7a0e<\/strong>\uff0c\u6bcf\u5e74\u6700\u9ad8\u00a0<strong>$8,000<\/strong>\u00a0\u514d\u7a0e\u989d\uff0c\u5e2e\u672a\u6765\u4ea6\u5e2e\u73b0\u5728 (<strong>\u5e2e\u5bb6\u4eba\u8d2d\u4e70\u540c\u6837\u53ef\u6263\u7a0e<\/strong>)\u3002<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr \/>\n<h2><strong>\u54ea\u4e9b\u4eba\u9002\u5408\u54ea\u4e9b\u8ba1\u5212\uff1f<\/strong><\/h2>\n<div class=\"markdown-table-wrapper\">\n<table>\n<thead>\n<tr>\n<th><strong>\u8ba1\u5212<\/strong><\/th>\n<th><strong>\u9002\u5408\u4eba\u58eb<\/strong><\/th>\n<th><strong>\u5173\u952e\u597d\u5904<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u5206\u7ea2\u50a8\u84c4\u4fdd\u9669<\/strong><\/td>\n<td>\u5728\u804c\u4eba\u58eb\u3001\u5e0c\u671b\u7075\u6d3b\u8fd0\u7528\u8d44\u91d1\u8005<\/td>\n<td>\u957f\u7ebf\u589e\u503c\u3001\u6f5c\u5728\u5206\u7ea2\u3001\u8d44\u91d1\u53ef\u63d0\u53d6<\/td>\n<\/tr>\n<tr>\n<td><strong>\u5e74\u91d1\u8ba1\u5212<\/strong><\/td>\n<td>\u4e34\u8fd1\u9000\u4f11\u3001\u9700\u8981\u7a33\u5b9a\u73b0\u91d1\u6d41\u8005<\/td>\n<td>\u957f\u671f\u6536\u5165\u3001\u5bf9\u6297\u957f\u5bff\u98ce\u9669\u3001\u7a0e\u52a1\u4f18\u60e0<\/td>\n<\/tr>\n<tr>\n<td><strong>\u81ea\u613f\u533b\u4fdd\uff08VHIS\uff09<\/strong><\/td>\n<td>\u4efb\u4f55\u5173\u6ce8\u533b\u7597\u4fdd\u969c\u8005<\/td>\n<td>\u51cf\u8f7b\u533b\u7597\u8d1f\u62c5\u3001\u4fdd\u8d39\u6263\u7a0e\u3001\u5168\u9762\u4fdd\u969c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<hr \/>\n<h2><strong>\u5b9e\u65bd\u8fd9\u4e9b\u8ba1\u5212\u540e\u7684\u9884\u671f\u6548\u679c<\/strong><\/h2>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u9000\u4f11\u6536\u5165\u66f4\u7a33\u5b9a<\/strong>\uff1a\u5e74\u91d1+\u5206\u7ea2\u4fdd\u9669\u63d0\u4f9b\u53cc\u91cd\u73b0\u91d1\u6d41\uff0c\u4e0d\u518d\u4f9d\u8d56\u6709\u9650\u7684\u5355\u4e00MPF\u5f3a\u79ef\u91d1\u6216\u4e2a\u4eba\u50a8\u84c4\u8d44\u91d1\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u533b\u7597\u65e0\u5fe7<\/strong>\uff1a\u81ea\u613f\u533b\u4fdd(VHIS)\u8986\u76d6\u5927\u75c5\u5f00\u652f\uff0c\u907f\u514d\u56e0\u75c5\u81f4\u8d2b\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u7a0e\u52a1\u4f18\u60e0\u6700\u5927\u5316<\/strong>\uff1a\u5e74\u91d1\u53ca\u81ea\u613f\u533b\u4fdd(VHIS)\u6263\u7a0e\uff0c\u51cf\u5c11\u5f53\u524d\u7a0e\u52a1\u8d1f\u62c5\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u5bf9\u6297\u901a\u80c0\u53ca\u957f\u5bff\u98ce\u9669<\/strong>\uff1a\u7ec4\u5408\u5f0f\u89c4\u5212\u786e\u4fdd\u8d44\u91d1\u6301\u4e45\u53ef\u7528\u3002<\/p>\n<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr \/>\n<h2><strong>\u7acb\u5373\u884c\u52a8\uff0c\u6253\u9020\u65e0\u5fe7\u9000\u4f11\u751f\u6d3b\uff01<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph translation-block\">MPF\u5f3a\u79ef\u91d1\u672a\u5fc5\u8db3\u591f\uff0c<strong>\u53ca\u65e9\u7b56\u5212<\/strong>\u624d\u80fd\u786e\u4fdd\u00a0<strong>\u9000\u4f11\u4fdd\u969c<\/strong>\u00a0\u5468\u5168\u3002\u65e0\u8bba\u662f\u00a0<strong>\u5206\u7ea2\u50a8\u84c4\u4fdd\u9669<\/strong>\u3001<strong>\u5e74\u91d1\u8ba1\u5212<\/strong>\u00a0\u8fd8\u662f\u00a0<strong>\u81ea\u613f\u533b\u4fdd\uff08VHIS\uff09<\/strong>\uff0c\u90fd\u80fd\u52a9\u60a8\u00a0<strong>\u7a33\u5065\u9000\u4f11<\/strong>\uff0c\u4eab\u53d7\u00a0<strong>\u5b89\u4eab\u665a\u5e74<\/strong>\u3002<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>\ud83d\udcde <a href=\"https:\/\/www.hongkongservice.hk\/sc\/contact-us\/\">\u7acb\u5373\u54a8\u8be2\u6211\u4eec\uff0c\u8ba2\u5236\u4e2a\u4eba\u5316\u9000\u4f11\u65b9\u6848\uff01<\/a><\/strong><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\"translation-block\"><strong>\u6ce8\u610f<\/strong>\uff1a\u4ee5\u4e0a\u5185\u5bb9\u4ec5\u4f9b\u53c2\u8003\uff0c\u4ee5\u5b9e\u9645\u5b98\u65b9\u6761\u6b3e\u53ca\u5b9e\u9645\u60c5\u51b5\u4e3a\u51c6 (<strong><a href=\"https:\/\/www.hongkongservice.hk\/sc\/disclaimer\/\" target=\"_self\">\u514d\u8d23\u58f0\u660e<\/a><\/strong>)\u3002<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3><a href=\"https:\/\/www.hongkongservice.hk\/sc\/contact-us\/\">\u7acb\u5373\u8054\u7cfb\u6211\u4eec\uff0c\u4e3a\u60a8\u5b9a\u5236\u9002\u5408\u60a8\u7684\u9000\u4f11\u65b9\u6848<strong>\uff01<\/strong><\/a><\/h3>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">WhatsApp<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/wa.me\/85252316204?text=%E6%82%A8%E5%A5%BD%EF%BC%8C%E9%A6%99%E6%B8%AF%E5%84%AA%E8%B3%AA%E6%9C%8D%E5%8B%99%E6%8C%87%E5%8D%97\" target=\"_self\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357WhatsApp\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357WhatsApp\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp.webp 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a><figcaption class=\"vc_figure-caption\">WhatsApp: +852 52316204<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">\u5fae\u4fe1<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357\u5fae\u4fe1\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357\u5fae\u4fe1\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1.jpg 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/div><figcaption class=\"vc_figure-caption\">\u5fae\u4fe1: hk-guide<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">QQ<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"http:\/\/wpa.qq.com\/msgrd?v=3&#038;uin=3995431573&#038;site=qq&#038;menu=yes\" target=\"_self\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357QQ\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357QQ\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq.jpg 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a><figcaption class=\"vc_figure-caption\">QQ: 3995431573<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>\u5206\u4eab\u672c\u6587:<\/strong><br \/>\n<div class=\"sharethis-inline-share-buttons\" ><\/div>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>#\u9999\u6e2f\u9000\u4f11\u4fdd\u969c #\u9999\u6e2f\u9000\u4f11\u6e96\u5099 #\u9999\u6e2f\u9000\u4f11\u7b56\u5283\u00a0 #\u9999\u6e2f\u9000\u4f11\u8a08\u5283 #\u5b89\u8001\u665a\u5e74 #\u9000\u4f11\u4e09\u5bf6 #\u9000\u4f113\u5bf6 #\u9999\u6e2f\u5e74\u91d1\u8a08\u5283 #\u9999\u6e2f\u81ea\u9858\u91ab\u4fdd #VHIS #Voluntary-Health-Insurance-Scheme #\u5206\u7d05\u5132\u84c4\u4fdd\u96aa #MPF\u4e0d\u8db3 #\u5f37\u7a4d\u91d1\u4e0d\u8db3 #\u9000\u4f11\u73fe\u91d1\u6d41 #\u6263\u7a05\u4fdd\u96aa #\u9999\u6e2f\u5ef6\u671f\u5e74\u91d1 #QDAP #Qualifying-Deferred-Annuity-Policy #\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1 #\u53ef\u6263\u7a05\u4e09\u5bf6 #\u4f4f\u9662\u4fdd\u96aa #\u4f4f\u9662\u91ab\u4fdd #\u81ea\u88fd\u9577\u7ce7 #\u9577\u671f\u56de\u5831 #\u9000\u4f11\u7121\u6182 #\u91ab\u7642\u7121\u6182 #\u9577\u58fd\u98a8\u96aa #\u5b89\u4eab\u665a\u5e74 #\u8dd1\u8d0f\u901a\u8139 #\u9577\u671f\u9000\u4f11\u6536\u5165 #\u9577\u671f\u9000\u4f11\u88ab\u52d5\u6536\u5165 #eMPF #\u7a4d\u91d1\u6613 #\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357 #Hong-Kong-Good-Service-Guide #HKGSG<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"\u5168\u9762\u9000\u4f11\u4fdd\u969c\u653b\u7565\uff1a \u5982\u4f55\u900f\u904e\u5206\u7d05\u4fdd\u96aa\u3001\u5e74\u91d1\u53ca\u81ea\u9858\u91ab\u4fdd\u88dc\u8db3MPF\u8cc7\u91d1\u4e0d\u8db3\uff0c\u6253\u9020\u5b89\u7a69\u665a\u5e74 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