{"id":2858,"date":"2025-06-30T16:21:58","date_gmt":"2025-06-30T08:21:58","guid":{"rendered":"https:\/\/www.hongkongservice.hk\/?page_id=2858"},"modified":"2026-02-18T17:19:13","modified_gmt":"2026-02-18T09:19:13","slug":"manulife-manuleisure-deferred-annuity-qdap","status":"publish","type":"page","link":"https:\/\/www.hongkongservice.hk\/sc\/hong-kong-insurance\/insurance-products-review\/manulife-manuleisure-deferred-annuity-qdap\/","title":{"rendered":"\u5b8f\u5229\u5c81\u7a0e\u4e50\u4eab\u5ef6\u671f\u5e74\u91d1 (ManuLeisure)"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-2859 size-large\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-1024x683.jpg\" alt=\"\u9999\u6e2f\u5b8f\u5229\u5ef6\u671f\u5e74\u91d1\" width=\"1024\" height=\"683\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-1024x683.jpg 1024w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-300x200.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-768x512.jpg 768w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-1536x1024.jpg 1536w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-2048x1365.jpg 2048w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-18x12.jpg 18w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/06\/\u9577\u8005\u751f\u6d3b16-1170x780.jpg 1170w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h1 class=\"ds-markdown-paragraph\">\u9999\u6e2f\u5b8f\u5229\u300c\u5c81\u7a0e\u4e50\u4eab\u5ef6\u671f\u5e74\u91d1\u300d<\/h1>\n<p class=\"ds-markdown-paragraph\"><strong>\ud83d\ude80 \u9999\u6e2f\u9000\u4f11\u5e74\u91d1\u7ec8\u6781\u6307\u5357\uff1a\u4e3a\u4ec0\u4e48\u300c\u5c81\u7a0e\u4e50\u4eab\u5ef6\u671f\u5e74\u91d1\u300d\u662f\u60a8\u9000\u4f11\u4fdd\u969c\u7684\u9996\u9009\uff1f<\/strong><\/p>\n<p class=\"ds-markdown-paragraph translation-block\">\u5728\u9999\u6e2f\u8fd9\u4e2a\u751f\u6d3b\u6210\u672c\u9ad8\u6602\u7684\u56fd\u9645\u90fd\u5e02\uff0c\u9000\u4f11\u4fdd\u969c\u5df2\u6210\u4e3a\u73b0\u4ee3\u4eba\u4e0d\u53ef\u6216\u7f3a\u7684\u8d22\u52a1\u89c4\u5212\u3002\u9999\u6e2f\u4fdd\u9669\u5e02\u573a\u4e2d\uff0c<strong>\u9000\u4f11\u5e74\u91d1<\/strong>\u4ee5\u5176\u7a33\u5b9a\u6536\u5165\u548c\u7a0e\u52a1\u4f18\u60e0\uff0c\u6210\u4e3a\u8bb8\u591a\u4eba\u9000\u4f11\u8ba1\u5212\u7684\u6838\u5fc3\u3002 <strong>\u300c\u5c81\u7a0e\u4e50\u4eab\u5ef6\u671f\u5e74\u91d1\u300d<\/strong>\u4f5c\u4e3a\u4fdd\u9669\u4e1a\u76d1\u7ba1\u5c40\u8ba4\u8bc1\u7684\u5408\u8d44\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u5355 (QDAP \u2013 Qualifying Deferred Annuity Policy)\uff0c\u4e0d\u4ec5\u63d0\u4f9b\u7ec8\u8eab\u7a33\u5b9a\u6536\u5165\uff0c\u8fd8\u80fd\u52a9\u60a8\u8282\u7701\u7a0e\u6b3e\uff0c\u662f\u9000\u4f11\u4fdd\u969c\u7684\u7406\u60f3\u9009\u62e9\uff01<\/p>\n<hr \/>\n<h3><strong>1\ufe0f\u20e3 \u7a33\u5b9a\u9000\u4f11\u6536\u5165\u6765\u6e90\uff0c\u4e50\u4eab\u65e0\u5fe7\u665a\u5e74<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph translation-block\">\u8fd9\u6b3e<strong>\u9999\u6e2f\u9000\u4f11\u5e74\u91d1<\/strong>\u8ba9\u60a8\u5728\u9000\u4f11\u540e\u6bcf\u6708\u83b7\u5f97\u7a33\u5b9a\u6536\u5165\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u4fdd\u8bc1\u5e74\u91d1\u5165\u606f<\/strong>\uff1a\u56fa\u5b9a\u91d1\u989d\uff0c\u786e\u4fdd\u57fa\u672c\u751f\u6d3b\u5f00\u652f\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u975e\u4fdd\u8bc1\u5e74\u91d1\u5165\u606f<\/strong>\uff1a\u6839\u636e\u6295\u8d44\u8868\u73b0\u6d3e\u53d1\uff0c\u6f5c\u5728\u589e\u52a0\u6536\u5165\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u7075\u6d3b\u63d0\u53d6<\/strong>\uff1a\u53ef\u9009\u62e9\u79ef\u5b58\u751f\u606f\u6216\u968f\u65f6\u63d0\u53d6\uff0c\u6ee1\u8db3\u4e0d\u540c\u8d22\u52a1\u9700\u6c42\u3002<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u5e74\u91d1\u671f\u957f\u8fbe20\u5e74<\/strong>\uff08\u4ece55\u5c81\u81f385\u5c81\uff09\uff0c\u52a9\u60a8\u4ece\u5bb9\u5e94\u5bf9\u9000\u4f11\u751f\u6d3b\u3002<\/p>\n<hr \/>\n<h3><strong>2\ufe0f\u20e3 \u7a0e\u52a1\u4f18\u60e0\u9ad8\u8fbe60,000\u6e2f\u5143\uff0c\u9000\u4f11\u50a8\u5907\u517c\u7701\u7a0e<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph translation-block\">\u4f5c\u4e3a<strong>\u9999\u6e2f\u9000\u4f11\u4fdd\u969c<\/strong>\u7684\u70ed\u95e8\u4ea7\u54c1\uff0c\u8fd9\u6b3e\u5e74\u91d1\u63d0\u4f9b\u663e\u8457\u7a0e\u52a1\u4f18\u52bf\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u6bcf\u5e74\u4fdd\u8d39\u53ef\u6263\u7a0e<\/strong>\uff1a\u6700\u9ad860,000\u6e2f\u5143\uff0c\u76f4\u63a5\u964d\u4f4e\u5e94\u8bfe\u7a0e\u6536\u5165\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u8282\u7701\u7a0e\u6b3e\u793a\u4f8b<\/strong>\uff1a\u82e5\u9002\u7528\u7a0e\u7387\u4e3a17%\uff0c\u6bcf\u5e74\u53ef\u8282\u770110,200\u6e2f\u5143\uff01<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph translation-block\">\ud83d\udc49\u00a0<strong>\u7acb\u5373\u4f7f\u7528\u6263\u7a0e\u4f30\u7b97\u673a<\/strong>\uff0c\u8ba1\u7b97\u60a8\u7684\u6f5c\u5728\u8282\u7701\u91d1\u989d\uff01<\/p>\n<hr \/>\n<h3><strong>3\ufe0f\u20e3 \u5371\u75be\u9884\u652f\u4fdd\u969c\uff0c\u7a81\u53d1\u60c5\u51b5\u65e0\u5fe7<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">\u9000\u4f11\u4fdd\u969c\u4e0d\u4ec5\u5173\u4e4e\u6536\u5165\uff0c\u8fd8\u9700\u5e94\u5bf9\u5065\u5eb7\u98ce\u9669\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u786e\u8bca\u5371\u75be\uff08\u764c\u75c7\u3001\u4e2d\u98ce\u3001\u5fc3\u810f\u75c5\uff09<\/strong>\uff1a\u53ef\u9884\u652f50%\u672a\u6765\u5e74\u91d1\u5165\u606f\uff0c\u5373\u65f6\u89e3\u51b3\u8d22\u52a1\u538b\u529b\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u65e0\u9700\u9a8c\u8eab<\/strong>\uff1a\u6295\u4fdd\u7a0b\u5e8f\u7b80\u5355\uff0c\u65e0\u5065\u5eb7\u95ee\u5377\u6216\u4f53\u68c0\u8981\u6c42\u3002<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h3><strong>4\ufe0f\u20e3 \u7075\u6d3b\u7406\u8d22\u9009\u9879\uff0c\u9002\u5e94\u4eba\u751f\u53d8\u5316<\/strong><\/h3>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u4fdd\u8d39\u5047\u671f<\/strong>\uff1a\u6700\u591a\u6682\u505c\u7f34\u8d392\u5e74\uff0c\u5e94\u5bf9\u77ed\u671f\u8d22\u52a1\u538b\u529b\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u610f\u5916\u8eab\u6545\u4fdd\u969c<\/strong>\uff1a\u99965\u5e74\u989d\u5916\u8d54\u507f100%\u5df2\u7f34\u4fdd\u8d39\uff0c\u6700\u9ad8125,000\u7f8e\u5143\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u9644\u52a0\u4fdd\u969c<\/strong>\uff1a\u53ef\u9009\u5371\u75be\u3001\u533b\u7597\u7b49\u9644\u52a0\u8ba1\u5212\uff0c\u5168\u9762\u5f3a\u5316\u9000\u4f11\u4fdd\u969c\u3002<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h3><strong>5\ufe0f\u20e3 \u9ad8\u56de\u62a5\u6f5c\u529b\uff0c\u8d44\u91d1\u7a33\u5065\u589e\u957f<\/strong><\/h3>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u4fdd\u8bc1\u5185\u90e8\u56de\u62a5\u7387<\/strong>\uff1a\u6700\u9ad81.74%\uff0810\u5e74\u7f34\u8d39\u671f\uff0c70\u5c81\u5f00\u59cb\u9886\u53d6\uff09\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u9884\u671f\u603b\u56de\u62a5\u7387<\/strong>\uff1a\u6700\u9ad84.29%\uff0c\u52a9\u60a8\u9000\u4f11\u50a8\u5907\u589e\u503c\u3002<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h3><strong>\ud83d\udccc \u4e2a\u6848\uff1a\u9000\u4f11\u5e74\u91d1\u5982\u4f55\u6539\u53d8\u751f\u6d3b\uff1f<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>Mathew\uff0845\u5c81\u6295\u4fdd\uff09<\/strong>\uff1a<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>10\u5e74\u7f34\u8d39\u671f<\/strong>\uff0c\u603b\u4fdd\u8d3980,099\u7f8e\u5143\u3002<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>65\u5c81\u8d77\u6bcf\u6708\u9886\u53d6939\u7f8e\u5143<\/strong>\uff08\u4fdd\u8bc1510\u7f8e\u5143 + \u975e\u4fdd\u8bc1429\u7f8e\u5143\uff09\uff0c20\u5e74\u603b\u6536\u5165\u8fbe225,269\u7f8e\u5143\uff01<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\u7a0e\u52a1\u8282\u7701<\/strong>\uff1a\u6bcf\u5e74\u7701\u7a0e10,200\u6e2f\u5143\uff0c\u76f8\u5f53\u4e8e\u4fdd\u8d39\u768416%\u3002<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h3><strong>\ud83d\udca1 \u4e3a\u4ec0\u4e48\u9009\u62e9\u9999\u6e2f\u5b8f\u5229\u9000\u4f11\u5e74\u91d1\uff1f<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph translation-block\">\u2705\u00a0<strong>\u7a33\u5b9a\u6536\u5165<\/strong>\uff1a\u5bf9\u6297\u957f\u5bff\u98ce\u9669\uff0c\u786e\u4fdd\u9000\u4f11\u751f\u6d3b\u54c1\u8d28\u3002 <br>\n\u2705\u00a0<strong>\u7a0e\u52a1\u4f18\u60e0<\/strong>\uff1a\u5408\u8d44\u683c\u4fdd\u8d39\u6263\u7a0e\uff0c\u964d\u4f4e\u6295\u4fdd\u6210\u672c\u3002 <br>\n\u2705\u00a0<strong>\u7075\u6d3b\u6027<\/strong>\uff1a\u53ef\u6682\u505c\u4fdd\u8d39\u3001\u9884\u652f\u4fdd\u969c\uff0c\u9002\u5e94\u4eba\u751f\u53d8\u5316\u3002 <br>\n\u2705\u00a0<strong>\u5b89\u5168\u53ef\u9760<\/strong>\uff1a\u53d7\u4fdd\u9669\u4e1a\u76d1\u7ba1\u5c40\u8ba4\u8bc1\uff0c\u8d44\u91d1\u8fd0\u7528\u900f\u660e\u3002<\/p>\n<hr \/>\n<p class=\"ds-markdown-paragraph translation-block\"><strong>\ud83d\udd0d \u7acb\u5373\u884c\u52a8\uff0c\u89c4\u5212\u60a8\u7684\u9000\u4f11\u4fdd\u969c\uff01 <\/strong><br>\n\u65e0\u8bba\u662f\u4e3a\u81ea\u5df1\u8fd8\u662f\u5bb6\u4eba\uff0c<strong>\u300c\u5c81\u7a0e\u4e50\u4eab\u5ef6\u671f\u5e74\u91d1\u300d<\/strong>\u90fd\u80fd\u4e3a\u60a8\u7684\u9000\u4f11\u751f\u6d3b\u63d0\u4f9b\u575a\u5b9e\u540e\u76fe\u3002\u7ed3\u5408\u7a33\u5b9a\u6536\u5165\u3001\u7a0e\u52a1\u4f18\u60e0\u548c\u7075\u6d3b\u9009\u9879\uff0c\u8fd9\u6b3e<strong>\u9999\u6e2f\u9000\u4f11\u5e74\u91d1<\/strong>\u662f\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\u7684\u5173\u952e\u4e00\u6b65\uff01<\/p>\n<h5><strong>\u5b8f\u5229\u5c81\u7a0e\u4e50\u4eab\u5ef6\u671f\u5e74\u91d1 (Manulife ManuLeisure):<\/strong><\/h5>\n<p>\ud83d\udc49 <strong>\u8054\u7cfb\u6211\u4eec\u9886\u53d6\u4ea7\u54c1\u4ecb\u7ecd\u5c0f\u518c<\/strong>\uff1a<a href=\"https:\/\/www.hongkongservice.hk\/sc\/contact-us\/\"><strong>\u70b9\u6b64\u8054\u7cfb<\/strong><\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><a href=\"https:\/\/www.hongkongservice.hk\/sc\/disclaimer\/\">\u514d\u8d23\u58f0\u660e<\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3><a href=\"https:\/\/www.hongkongservice.hk\/sc\/contact-us\/\">\u7acb\u5373\u8054\u7cfb\u6211\u4eec\uff0c\u4eab\u7528\u300c\u6700\u65b0\u5b8f\u5229\u63a8\u5e7f\u4f18\u60e0\u300d\uff01<\/a><\/h3>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">WhatsApp<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/wa.me\/85252316204?text=%E6%82%A8%E5%A5%BD%EF%BC%8C%E9%A6%99%E6%B8%AF%E5%84%AA%E8%B3%AA%E6%9C%8D%E5%8B%99%E6%8C%87%E5%8D%97\" target=\"_self\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357WhatsApp\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357WhatsApp\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/whatsapp.webp 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a><figcaption class=\"vc_figure-caption\">WhatsApp: +852 52316204<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">\u5fae\u4fe1<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357\u5fae\u4fe1\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357\u5fae\u4fe1\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/wechat-1.jpg 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/div><figcaption class=\"vc_figure-caption\">\u5fae\u4fe1: hk-guide<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t<h2 class=\"wpb_heading wpb_singleimage_heading\">QQ<\/h2>\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"http:\/\/wpa.qq.com\/msgrd?v=3&#038;uin=3995431573&#038;site=qq&#038;menu=yes\" target=\"_self\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357QQ\" title=\"\u9999\u6e2f\u512a\u8cea\u670d\u52d9\u6307\u5357QQ\" srcset=\"https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-150x150.jpg 150w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-300x300.jpg 300w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-12x12.webp 12w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq-100x100.jpg 100w, https:\/\/www.hongkongservice.hk\/wp-content\/uploads\/2025\/02\/qq.jpg 452w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a><figcaption class=\"vc_figure-caption\">QQ: 3995431573<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>\u5206\u4eab\u672c\u6587:<\/strong><br \/>\n<div class=\"sharethis-inline-share-buttons\" ><\/div>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>#\u9999\u6e2f\u9000\u4f11\u5e74\u91d1 #\u9000\u4f11\u4fdd\u969c #\u7a0e\u52a1\u4f18\u60e0 #\u9999\u6e2f\u9000\u7a0e\u5e74\u91d1 #\u9999\u6e2f\u5ef6\u671f\u5e74\u91d1 #\u5b8f\u5229\u5c81\u7a0e\u4e50\u4eab\u5ef6\u671f\u5e74\u91d1 #\u9999\u6e2f\u5b8f\u5229\u4fdd\u9669 #\u8d22\u52a1\u89c4\u5212 #\u9000\u4f11\u6536\u5165 #\u9999\u6e2f\u4fdd\u9669 #\u6e2f\u9669 #Hong-Kong-Insurance #Manulife #ManuLeisure #Deferred #Annuity #QDAP #Qualifying-Deferred-Annuity-Policy #\u53ef\u6263\u7a0e\u5ef6\u671f\u5e74\u91d1 #\u9000\u4f11\u89c4\u5212 #\u9000\u4f11\u91d1 #\u88ab\u52a8\u6536\u5165 #\u9000\u4f11\u4e09\u5b9d #\u81ea\u5236\u957f\u7cae #\u9000\u7a0e\u5e74\u91d1 #\u4fdd\u5355\u6309\u63ed #\u4fdd\u8d39\u878d\u8d44 #\u9999\u6e2f\u4f18\u8d28\u670d\u52a1\u6307\u5357 #Hong-Kong-Good-Service-Guide #HKGSG<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"\u9999\u6e2f\u5b8f\u5229\u300c\u6b72\u7a05\u6a02\u4eab\u5ef6\u671f\u5e74\u91d1\u300d \ud83d\ude80 \u9999\u6e2f\u9000\u4f11\u5e74\u91d1\u7d42\u6975\u6307\u5357\uff1a\u70ba\u4ec0\u9ebc\u300c\u6b72\u7a05\u6a02\u4eab\u5ef6\u671f\u5e74\u91d1\u300d\u662f\u60a8\u9000\u4f11\u4fdd\u969c\u7684\u9996\u9078\uff1f \u5728\u9999\u6e2f\u9019\u500b\u751f\u6d3b\u6210\u672c\u9ad8\u6602\u7684\u570b\u969b\u90fd\u5e02\uff0c\u9000\u4f11\u4fdd\u969c\u5df2\u6210\u70ba\u73fe\u4ee3\u4eba\u4e0d\u53ef\u6216\u7f3a\u7684\u8ca1\u52d9\u898f\u5283\u3002\u9999\u6e2f\u4fdd\u96aa\u5e02\u5834\u4e2d\uff0c\u9000\u4f11\u5e74\u91d1\u4ee5\u5176\u7a69\u5b9a\u6536\u5165\u548c\u7a05\u52d9\u512a\u60e0\uff0c\u6210\u70ba\u8a31\u591a\u4eba\u9000\u4f11\u8a08\u5283\u7684\u6838\u5fc3\u3002\u300c\u6b72\u7a05\u6a02\u4eab\u5ef6\u671f\u5e74\u91d1\u300d\u4f5c\u70ba\u4fdd\u96aa\u696d\u76e3\u7ba1\u5c40\u8a8d\u8b49\u7684\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u55ae (QDAP - Qualifying Deferred Annuity Policy)\uff0c\u4e0d\u50c5\u63d0\u4f9b\u7d42\u8eab\u7a69\u5b9a\u6536\u5165\uff0c\u9084\u80fd\u52a9\u60a8\u7bc0\u7701\u7a05\u6b3e\uff0c\u662f\u9000\u4f11\u4fdd\u969c\u7684\u7406\u60f3\u9078\u64c7\uff01 1\ufe0f\u20e3 \u7a69\u5b9a\u9000\u4f11\u6536\u5165\u4f86\u6e90\uff0c\u6a02\u4eab\u7121\u6182\u665a\u5e74 \u9019\u6b3e\u9999\u6e2f\u9000\u4f11\u5e74\u91d1\u8b93\u60a8\u5728\u9000\u4f11\u5f8c\u6bcf\u6708\u7372\u5f97\u7a69\u5b9a\u6536\u5165\uff1a \u4fdd\u8b49\u5e74\u91d1\u5165\u606f\uff1a\u56fa\u5b9a\u91d1\u984d\uff0c\u78ba\u4fdd\u57fa\u672c\u751f\u6d3b\u958b\u652f\u3002 \u975e\u4fdd\u8b49\u5e74\u91d1\u5165\u606f\uff1a\u6839\u64da\u6295\u8cc7\u8868\u73fe\u6d3e\u767c\uff0c\u6f5b\u5728\u589e\u52a0\u6536\u5165\u3002 \u9748\u6d3b\u63d0\u53d6\uff1a\u53ef\u9078\u64c7\u7a4d\u5b58\u751f\u606f\u6216\u96a8\u6642\u63d0\u53d6\uff0c\u6eff\u8db3\u4e0d\u540c\u8ca1\u52d9\u9700\u6c42\u3002 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